Coming soon
Track everything.
Connect nothing.
Cohece turns the emails your bank already sends into live, private money tracking. No bank connections, no credentials — your receipts do the work.
October 2025
‹ ›Net worth
$51,240.88
▲ 2.1%
Income
+$4,240.00
Expenses
-$2,980.00
Net
+$1,260.00
Today's allowance
$118.00
12 days left
Notifications
Recurring amount mismatch
Storage · $12.50 ≠ $12.00
3 emails parsed today
0 ignored · all auto-linked
Budget
Balance flow
Transactions
↕ Newest firstTim Hortons
Card ····4821 · via email · Oct 11
Metro Groceries
Rule: Groceries · Oct 10
Interac e-Transfer
Savings ····5678 · via email · Oct 10
Rent
Recurring · paid Oct 1
Why Cohece
Your bank already emails you every purchase. Cohece reads them, files them, and deletes the rest.
FIG 0.1
Forward. Done. Books update themselves.
Payee, amount, even the card it hit.
FIG 0.2
Today's allowance
$87.67
$1,052 left · 12 days
One number. Check, forget.
Recalculated nightly.
FIG 0.3
Connect nothing. Read what exists.
No aggregators. No credentials.
Your daily pulse
One number for today.
Not a dashboard of dashboards. Your budgets, bills, and recurring — distilled into one number: what today's spending actually costs you. Check in the morning, forget by lunch.
Today's allowance
Oct 12
$87.67
$1,052 left · 12 days left this month
Recalculated nightly — honest by the time you wake up.
Balance flow — October
Projected Nov 1
$2,410.00
If bills settle
$2,880.00
See the future
See month-end before it happens.
Two lines, one honest picture — where your balance is heading at your current pace, and where it lands the moment your bills settle. If the month gets wobbly, you know weeks early.
The long game
Budgets that remember.
Unspent in March isn't lost — it rolls into April. Overspent? April feels it. Every category can carry over, because real budgets don't reset on the 1st.
- Per-category: surplus, deficit, or both
- Carried amounts shown right on the budget
- Templates make next month a copy-paste
Entertainment
Spent in September
$25.49
September budget
$96.84
Dining out
Spent in September
$148.00
September budget
$130.00
Oct 10 — two emails, one move
e-Transfer sent
Chequing ····1234 · via email
-$250.00
transfer →
e-Transfer received
Savings ····5678 · via email
+$250.00
The honest ledger
A move isn't spending.
Shift money between your own accounts and Cohece matches the pair automatically — the e-Transfer you sent, the one you received. Your expense chart tells the truth: nothing left your life.
Set and forget
Set it once. It's law.
Coffee shop → Café budget, every time. Rent → recurring, until you change it. Rules auto-categorize as transactions arrive; recurring items track themselves — upcoming, paid, or off by a dollar.
Rules — apply on arrival
Recurring — tracked either way
The difference
We never ask for your bank password.
No aggregators. No read-only access you just have to trust. Your bank already emails you everything that matters — Cohece reads your inbox on purpose, keeps the money facts, deletes the rest.
Raw emails discarded
Extraction happens in flight — the original is deleted after processing.
Hardened extraction
Instructions inside emails are treated as untrusted data, never commands.
Nothing to connect
No account aggregators, no credentials to leak, no third parties in your bank's login flow.
Your money, already in your inbox.
Stop connecting. Start forwarding.